About us Crypto that works like money should.
SIQO is the all-in-one crypto app from Byte Digital AG, a Swiss fintech company. Organise, share and send crypto, and pay with it when you travel.
- Organise and share
- Send and receive
- Buy, swap and pay
- Earn and what's next
Our mission
To make crypto useful every day: easy to organise, safe to share and simple to spend, alone, with family or as a team.
Our vision
One app for everything you do with crypto, wherever you live or travel, built country by country.
Everything you do with crypto.
In one app.
Money is personal, but rarely managed alone. SIQO gives you wallets for every part of life, sharing controls and everyday ways to spend.
Organise and share
Separate wallets for bills, savings and spending, shared money that needs approvals, and automatic splits.
Send and receive
Send to SIQO users with no SIQO fee, send crypto by link, or drop a red packet in a group chat.
Buy, swap and pay
Buy and sell crypto with local currency in Malaysia and Vietnam, swap between assets, and pay like a local abroad.
Earn and what's next
Earn rewards when friends you invite use SIQO. The SIQO Card and SIQO Advance are coming soon.
- Refer & Earn
- SIQO CardSoon
- SIQO AdvanceSoon
Principles you can
check in the app.
You set the rules
How many co-owners must approve, how much someone else can spend, who stands in as a proxy: you choose, not us.
Costs up front
You see the rate and fees before you buy, sell, swap or pay. Sending to other SIQO users carries no SIQO fee.
Sharing is opt-in
A Shared Wallet goes live only once you activate it. Converting to a Joint Approval Wallet is permanent, and we say so first.
One country at a time
We add local money features market by market, only when they're ready.
Protection you switch on and see.

The controls that guard your account.
Passkey or PIN
Every transfer is confirmed with your passkey, or your PIN if you haven't set one up.
Optional 2FA
Switch on two-factor authentication (2FA) to add a code from an authenticator app as a second lock.
Identity verification
Verify your identity in the app through Sumsub. Level 1 unlocks core features and account recovery support.
Co-owner approvals
In a Joint Approval Wallet, funds move only when enough co-owners approve, each with their own passkey or PIN.
We also monitor transactions for unusual activity, and you can log out of all your devices at once.
How we protect youQuestions about
SIQO.
Can't find what you're looking for?
Our support team can help.
SIQO is operated by Byte Digital AG, a Swiss fintech company.
Wallet features work wherever SIQO does. Local-currency buying and selling is live in Malaysia (MYR) and Vietnam (VND), and QR Pay works in 12 countries for every SIQO user, wherever you registered.
Email support@byte-digital.ch for general enquiries or tech@byte-digital.ch for business solutions, or visit our Help Center.
Get SIQO
See what your crypto can do.
Download SIQO, create your free account and set up your first wallet.General enquiries:support@byte-digital.chBusiness solutions:tech@byte-digital.ch
