SIQO

Smart Jar YOUR PAY, SORTED ON ARRIVAL.

Set a trigger and a reserve. When your balance reaches the trigger, Smart Jar keeps the reserve and splits the rest by percentage.

Download SIQOSee an example

Runs from your Personal Wallets and only sends to wallets you own or co-own.

Why it matters

Budgets fail when they need
willpower

You mean to move money to savings on payday. Then you forget, or spend first. Smart Jar does it the moment your balance reaches your trigger.

How it works

Automate your balance
in three steps

After that it runs on its own, and you're notified after every split.

  1. 01

    Set your trigger amount

    Pick an asset and the balance that starts a split. The app calls it the Smart Jar Limit.

  2. 02

    Keep a buffer

    Your reserve stays put. Everything above it is shared out.

  3. 03

    Split by percentage

    Across your own wallets, or Joint Approval Wallets you co-own.

Download SIQO
See it in action

One payday.
Three wallets. Zero effort.

Paid in USDT and following the 50-30-20 idea: 50% needs, 30% wants, 20% savings.

Example

#salary · USDT · Trigger 2,000 · Reserve 500#bills 50% · #lifestyle 30% · #savings 20%

#salaryBalance: 100 USDT

  • #bills50%0 USDT
  • #lifestyle30%0 USDT
  • #savings20%0 USDT

Step 1 of 4 · Before

#salary holds 100 USDT. Below the trigger, so nothing happens.

Example for illustration only. Figures exclude fees.

Try it in the app
What you get

Your rules, applied automatically.

Split by percentage

One wallet or several, in any mix that adds up to 100%. Includes Joint Approval Wallets you co-own.

A buffer that stays put

Your reserve stays behind after each split, so Smart Jar never empties the wallet.

One per asset

Run separate Smart Jars for different assets in one wallet, e.g. USDT and BTC, each with its own rules.

Change it anytime

Edit the trigger, reserve or split, or delete the Smart Jar whenever you like.

Ideas to start with

One feature.
Lots of good habits.

  • The 50-30-20 budget

    Split every payday into needs, wants and savings wallets automatically.

  • The freelancer's tax pot

    Send 25% of client payments to #tax and the rest to #income.

  • The savings sweep

    Keep a set amount for daily spending and sweep everything above it into #savings.

  • The family top-up

    Split surplus between your savings and a Joint Approval Wallet you share with family.

Fees and limits

Automate more
as you grow

ItemFreeFree + RechargeBusiness
Smart Jar auto-transfersYour plan's allowance is shown in the appRecharge adds more for the Recharge period, shown in the appUnlimited on Business
Fee per runAll plans: any fee is shown in the app when you set it up
Smart JarsAll plans: one per asset per wallet
Security

Automatic, but only to your wallets

  • Smart Jar only sends to wallets you own or co-own, never to anyone else.
  • Every run is logged and notified, and you can switch it off any time.
  • Setting up Smart Jar is confirmed with your passkey, or your PIN if you haven't set one up.
Swiss markSIQO is operated by Byte Digital AG, Switzerland.
How we protect you
FAQs

Smart Jar
questions

Support

Can't find what you're looking for?

Our support team can help.

  • Smart Jar is an automatic budgeting tool in SIQO. When a wallet's balance reaches your trigger amount, it keeps your reserved amount in the wallet and splits the rest across your other wallets by percentage.

  • It runs when new money arrives and pushes the balance to or past your trigger amount. It runs once each time that happens, not over and over on the same balance.

  • Split amount = current balance minus reserved amount. For example, with a balance of 2,600 USDT and a 500 USDT reserve, 2,100 USDT is split across your chosen wallets.

  • No. Smart Jar only sends to your own Personal Wallets or to Joint Approval Wallets you co-own.

  • Yes, one per asset in each Personal Wallet. For example, a wallet can have one Smart Jar for USDT and another for BTC.

  • Any Smart Jar fee is shown in the app when you set it up. Your allowance is shown there too: Recharge adds more for the Recharge period, while Business includes unlimited Smart Jar auto-transfers.

  • If you delete the source wallet or any destination wallet, that Smart Jar is removed automatically, so it never sends money to a wallet that no longer exists.

  • Smart Jar runs from Personal Wallets only. It can send the extra to your other Personal Wallets or to Joint Approval Wallets you co-own.

Download the app

Get SIQO

Your budget, on autopilot.

Download SIQO and set up your first Smart Jar in a few taps.

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