SIQO

Personal Wallets A WALLET FOR EVERY PART OF LIFE.

Give bills, savings and everyday spending their own wallet and Wallet ID, and move crypto between them with no SIQO fee.

Download SIQOSee how IDs work

Wallets hold crypto. Values show in USD.

Why it matters

One balance makes every budget
harder to see.

When rent, family money and side income share one balance, it's hard to see what's spare.

One wallet for everything

  • Bills, savings and spending money blur into one number.
  • Easy to overspend rent or school-fee money.
  • Everyone you share details with sees the same wallet.

Separate SIQO wallets

  • One job per wallet, named for it, like “Rent”.
  • Each wallet shows its own balance, and your total is one tap away.
  • Every wallet has its own Wallet ID and Wallet Tag.
How it works

Set up a new wallet
in a few taps.

Create as many as your plan allows.

  1. 01

    Name and tag it

    Call it “Family” or “Rent” and add a #tag. SIQO gives it a 10-digit Wallet ID.

  2. 02

    Fund it

    Deposit crypto, buy with local currency where available, or move funds from your other wallets.

  3. 03

    Organise it

    Group wallets into categories and pick your Primary Wallet.

Download SIQO
What you get

Built to keep your money
organised.

Your Primary Wallet

Your default wallet for incoming payments. Switch the role to any Personal Wallet whenever you like.

Categories and archive

Group wallets into categories. Archive the ones you don't use; unarchive in one tap.

Values in USD

Each balance shows its approximate USD value at live rates.

Hold the coins you actually use

Assets include

  • USDT
  • USDC
  • BTC
  • ETH
  • BNB

Networks include

  • Bitcoin
  • Ethereum
  • BNB Smart Chain
  • Polygon
  • Tron

The deposit screen shows the full list. Send only supported coins on supported networks, or you may lose funds.

Know your IDs

Four IDs.
Zero guesswork.

Each ID has one job, so money lands where it should.

Pin up to 5 wallets to your home screen, in the order you want.

What do you want to do?

  • Usernameyou

    Use it for: Finding people: adding contacts, co-owners and Shared Wallet users.

    Your unique SIQO name, set at sign-up.

    @annaleeNot for transfers

  • Wallet IDthe wallet

    Use it for: Getting paid inside SIQO.

    A 10-digit number SIQO gives each wallet.

    12-4816-0357

  • Wallet Tagits label

    Use it for: Checking you've got the right wallet.

    A unique label you choose for each wallet.

    #family_bills2–20 charactersa–z, 0–9 and _ onlyUnique across SIQOCan't be changed once set

  • Deposit addressfrom outside SIQO

    Use it for: Receiving from an exchange or an external wallet.

    Find it in Deposit: pick the wallet, coin and network.

    TQ4m…8vXe
Who it's for

Who uses
more than one wallet?

  • The family organiser

    Bills, school fees and the holiday fund each get their own wallet.

    • #family_bills
    • #school_fees
    • #holiday

  • The freelancer

    Client payments land in one wallet; Smart Jar moves tax and savings out.

    • #income
    • #tax
    • #savings

  • The saver

    A rainy-day wallet, archived: out of sight, back in one tap.

    • #rainy_day

  • The small business owner

    Keep operating costs and payroll apart. Add a Joint Approval Wallet when a partner needs a say.

    • #ops
    • #payroll
Fees

Most moves
cost nothing.

ItemFreeBusiness
Personal WalletsIncludedMore on Business
Moving money between your own walletsNo SIQO feeNo SIQO fee
Sending to other SIQO usersNo SIQO feeNo SIQO fee
Withdrawing to an external walletNetwork fee, shown before you confirmNetwork fee, shown before you confirm

Your plan's allowance is shown in the app. Need more? Upgrade to Business or add Recharge.

Security

Your wallets. Your controls.

  • Confirm what leaves your wallets with your passkey, or your PIN if you haven't set one up
  • Deleting a wallet needs your passkey or PIN.
  • Archived wallets keep their funds and full history
Swiss markSIQO is operated by Byte Digital AG, Switzerland.
How we protect you
FAQs

Wallet
questions

Support

Can't find what you're looking for?

Our support team can help.

  • It depends on your plan. Business includes more than Free, and you can add more with a Recharge top-up. Your plan's allowance is shown in the app.

  • The Wallet ID is a 10-digit number SIQO gives each wallet; people use it to pay you. The Wallet Tag (#) is a unique label you choose, which helps senders check they're paying the right wallet.

  • No. Usernames are only for finding people, like adding a contact, a co-owner or a Shared Wallet user. To pay you, a SIQO user needs your Wallet ID or QR code, or you as a saved favourite.

  • No. A Wallet Tag can't be changed once set, which helps prevent impersonation and payment mix-ups. You can rename a wallet any time.

  • Your default wallet for incoming payments. It also receives the balance when you delete another wallet. Switch the role in wallet settings; move it before deleting your Primary Wallet.

  • Not at the moment. SIQO wallets hold crypto. In supported countries you can buy crypto with local currency and sell crypto to your bank account, and every balance also shows its approximate value in USD.

  • Yes. Archiving hides a wallet but keeps its funds and history. Deleting moves any balance to your Primary Wallet and removes Smart Jars that use it. A Joint Approval Wallet needs a zero balance and every co-owner's approval.

  • Yes. Convert it into a Joint Approval Wallet and the balance moves across. Only Personal Wallets can be converted, and it's permanent. You'll see a summary of anything that closes before you confirm.

Download the app

Get SIQO

Give every pot of money its own wallet

Download SIQO and set up your first wallets in a few taps.

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