Features PUT YOUR CRYPTO TO USE.
Organise crypto into wallets, send it to friends, split it automatically and pay with it when you travel. All from one app.
Family. Work. Personal.
Three wallets, one SIQO.
Send it your way.
Link, QR or Wallet ID.
Spend it, sell it,
swap it.
- Coming soon
SIQO Card
Spend from your SIQO wallet with a card you manage in the app.
- Designed for everyday spending
- Managed in the SIQO app
Your crypto can do
more.
- Coming soon
SIQO Advance
Borrow against your crypto at partner merchants.
Protection you can verify.
Confirm transfers with your passkey, or your PIN if no passkey is set. Optional 2FA adds a step; Sumsub verifies identity.
- Passkeys
- PIN
- Biometrics
- 2FA
- Device management
- Identity verification
Which features
are for you?
| Feature | Individuals | Families | Teams |
|---|---|---|---|
| Multiple wallets | |||
| Smart Jar | |||
| Shared Wallets | Not a typical fit | ||
| Joint Approval Wallet | Not a typical fit | ||
| Claim Links & Red Packets | |||
| Buy, Sell & Swap | Not a typical fit | ||
| QR Pay | Not a typical fit | ||
| Business plan (more wallets) | Not a typical fit | Not a typical fit |
Individuals
- Multiple wallets
- Smart Jar
- Claim Links & Red Packets
- Buy, Sell & Swap
- QR Pay
Families
- Multiple wallets
- Smart Jar
- Shared Wallets
- Joint Approval Wallet
- Claim Links & Red Packets
- Buy, Sell & Swap
- QR Pay
Teams
- Multiple wallets
- Smart Jar
- Shared Wallets
- Joint Approval Wallet
- Claim Links & Red Packets
- Business plan (more wallets)
Wallets and transfers work wherever SIQO does. Local-currency buying and selling is live in Malaysia and Vietnam; QR Pay in 12 countries.
SIQO features
questions
Can't find what you're looking for?
Our support team can help.
Organise crypto in several wallets, send it to SIQO users with no SIQO fee, share it with controls, require joint approvals, buy, sell and swap, and pay by QR when you travel.
The Free plan includes all core features. SIQO-to-SIQO transfers, moves between your wallets and deposits carry no SIQO fee. Swaps and network fees on withdrawals cost extra, always shown before you confirm. Your plan's allowance is shown in the app.
Many features work before you verify. Selling crypto needs KYC Level 1, completed through Sumsub. QR Pay also needs identity verification, and the app shows you what to complete.
Wallet features work wherever SIQO does. Local-currency buying and selling is live in Malaysia (MYR) and Vietnam (VND), and QR Pay works in 12 countries for every SIQO user, wherever you registered.
Not yet. The SIQO Card is coming soon.
Yes. The Business plan gives you more Joint Approval Wallets and more Smart Jar auto-transfers (your plan's allowance is shown in the app), and Joint Approval Wallets let teams approve payments together. Dedicated business tools are coming soon.

