QR Pay SCAN. PAY. DONE.

New

Pay like a local when you travel. Scan the merchant's QR code, pay with crypto from SIQO and skip the money changer.

Scan and pay in 12 countries, including Vietnam, the Philippines, Brazil and Kenya.

Why it matters

Paying abroad
shouldn't be hard

Locals pay by scanning a QR code. Visitors change cash, hunt for ATMs or pay card fees. With QR Pay, you scan the same code and pay with crypto; the merchant gets local currency.

How it works

Three taps
to paid

  1. 01

    Scan

    Open SIQO and scan the merchant's QR code.

  2. 02

    Check

    See the merchant, the amount in local currency, the rate and the total before you pay.

  3. 03

    Pay

    Confirm with your passkey or PIN. The merchant is paid in local currency.

At a glance

Travel with less cash.

No exchange booth

We convert at checkout; the merchant gets local currency.

See the rate first

The rate and total are on screen before you confirm.

Pay with any crypto

Use any crypto in your SIQO wallet and choose which one before you confirm.

Receipts in your history

Every payment lands in your history with a transaction ID, handy for travel expenses.

Who it's for

Made for
every kind of trip

  • Holidaymakers

    Pay for street food, taxis and souvenirs by scanning, with less cash to carry.

  • Business travellers

    Pay for meals and rides, with a transaction ID on every receipt for expenses.

  • Students abroad

    Pay for lunch, coffee and groceries from your stablecoin balance.

Fees and limits

Know the cost
before you pay

ItemDetail
FeesAny fee is shown before you confirm
Exchange rateLive rate, refreshed on a short countdown until you confirm
Pay withAny crypto in your SIQO wallet
Merchant receivesThe local currency of the country you're paying in
Amount per paymentSet per country. The app shows the range in local currency before you pay
Daily and monthly limitsLimits depend on the country and are shown in the app
RequirementKYC verification. Our payment partner may ask for a few extra details once.

Tip: complete KYC before you travel.

Security

Every payment, your approval

  • Nothing leaves your wallet until you confirm with your passkey or PIN.
  • See the merchant's name and the full amount before you pay.
Swiss markSIQO is operated by Byte Digital AG, Switzerland.
How we protect you
Destinations

Scan and pay in
12 countries

QR Pay works at merchants showing a local payment QR code, for every SIQO user, wherever you registered.

Asia

  • Vietnam
  • Philippines

Latin America

  • Brazil
  • Argentina
  • Colombia
  • Peru
  • Bolivia
  • Paraguay

Africa

  • Kenya
  • Tanzania
  • Uganda
  • South Africa

Going somewhere else? We're adding destinations, and the app will tell you when QR Pay arrives.

FAQs

QR Pay
questions

Support

Can't find what you're looking for?

Our support team can help.

  • QR Pay lets you pay like a local when you travel. Scan a merchant's payment QR code and pay with crypto from your SIQO wallet. We convert at checkout, and the merchant receives local currency.

  • In 12 countries: Vietnam and the Philippines in Asia; Brazil, Argentina, Colombia, Peru, Bolivia and Paraguay in Latin America; and Kenya, Tanzania, Uganda and South Africa in Africa. It works for every SIQO user, wherever you registered, at merchants showing a local payment QR code.

  • A SIQO account with completed KYC verification. Our payment partner may also ask for a few extra details once. We recommend verifying before you travel.

  • Any crypto in your SIQO wallet. You choose which one before you confirm, and the merchant still receives local currency.

  • You see a live rate (e.g. "1 USDT ≈ 25,500 VND") and the total before you confirm. The quote refreshes on a short countdown; if it expires, scan again for a fresh one.

  • Any fee is shown before you confirm, on the same screen as the rate and the total deducted. Nothing is taken until you approve.

  • A QR payment can't be cancelled once you confirm, so check the merchant and amount first. If something is wrong with a purchase, contact the merchant and SIQO Support.

  • Some merchant QR codes are time-limited. Ask the merchant for a new one and scan again.

Download the app

Get SIQO

Your next coffee abroad, paid in crypto

Download SIQO before you fly, complete KYC and scan to pay in 12 countries.

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